CIN: U82910WB2026PTC287384 GSTIN: 19AAHCJ3086F1ZD
+91 9804923347 / +91 7980835833 backoffice@jrlmanagement.in
RBI Fair Practices Compliant

Institutional Debt Management & Pan-India Recovery

"Process of Debt Recovery Made Hassle Free." Delivering end-to-end delinquency resolution from early-stage digital nudges to rigorous field collections with absolute brand equity protection.

Operational Strength

99+
Active Professionals
50,000+
Accounts Handled
95%
Client Retention
400
Cloud Lines (PRI/SIP)

Corporate & Statutory Credentials

Fully incorporated and compliant corporate entity registered in West Bengal, India.

Corporate Identity (CIN)

U82910WB2026PTC287384

Registrar of Companies, Kolkata

Tax & Statutory Compliance

PAN: AAHCJ3086F | TAN: CALJ11440C

Income Tax Department, Govt. of India

MSME / Udyam Registration

UDYAM-WB-14-0264505

Micro Enterprise - Financial Services

Comprehensive Debt Recovery Portfolio

Specialized methodology executed across the entire delinquency lifecycle.

01

Early-Stage Collections

Omni-channel automated digital nudges, AI voice calls, WhatsApp reminders, and payment link dispatch for Bucket 0, X, and 1.

02

Mid & Hard Field Recovery

Experienced Field Collection Officers (FOS) deployed for home/office visits, professional negotiations, and PTP conversion.

03

Skip Tracing & Profiling

Multi-channel investigative tracing, digital footprint analysis, demographic checks, and locating non-contactable borrowers.

04

NPA & Legacy Recovery

Targeted recovery drives for written-off pools, legacy non-performing portfolios, and deep delinquent non-starter accounts.

Board of Directors & Leadership

Decades of combined domain expertise in financial delinquency and corporate governance.

Jitun Kumar Jena

Jitun Kumar Jena

Managing Director (DIN: 11573805)

13+ Years of Core Domain Experience in Collections & Debt Recovery. Directs strategic client empanelment, Pan-India field operations, and enterprise NPA recovery.

Anisa Mallick

Anisa Mallick

Director (DIN: 11573820)

Oversees corporate governance, statutory compliance monitoring, human resource background verification (BGV), and regulatory audit supervision.

Our Banking & Financial Partners

Trusted by leading banks and financial institutions for secure and professional debt resolution.

Kotak Mahindra Bank
Bajaj Finance
Bajaj Credit
FatakPay
Tradofina